Recent Posts

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Market News / Update Service End date in EPFO records
« Last post by rishie on June 08, 2020, 08:38:58 PM »
In a recent tweet of EPFO office it is shown how one can now update their Service End date on the records. Here is a screenshot of instructions that were shared by PF office:

Source Tweet:
General Discussion / Wajid Khan of Sajid-Wajid duo passes away at the age of 39
« Last post by rishie on June 01, 2020, 04:09:04 AM »
The latest sad news coming from Mumbai is that Wajid Khan passed away a couple of hours before. It has been noted that he was admitted in Kokilaben Hospital in Mumbai yesterday (31st May) in a serious condition. He was already suffering from Kidney problems since some years now.

Wajid was a part of the famous Bollywood jodi of Sajid-Wajid fame. This duo has composed many famous songs.

Here is how some of the Bollywood celebrities expressed their grief on Wajid's death:

Parineeti Chopra:

Harshdeep Kaur:

Salim Merchant:

Priyanka Chopra:

Vishal Dadlani:

Celina Jaitley:
Stock Markets / Live chat with Reliance Industries’ AI Chatbot on Whatsapp
« Last post by Mota Bhai on June 01, 2020, 03:01:15 AM »
Reliance Industries has come out with their Rights Issues, this we all know. But, do you know that Reliance has also launched an AI based Chatbot on WhatsApp which can interact with the investors and guide them through basic information related to the Rights Issue?

I tried the Chatbot first hand by chatting with it and my first impression is that it is a great tool. Their are many businesses which are releasing their chatbots on WhatsApp but this is the first of its kind which deals with dealing with investors. This Chatbot can be accessed using phone number: +91 7977 111 111.

Now let me show you how did my chat go:


There is a BIG NEWS coming from the grapevine that Google may be looking in to buying 5% stake in the Vodafone-Idea venture in India. If this goes through, it would bring Google in direct competition against Facebook in a way that now a lot of investor money is finding their way in India post covid scenario.

Reliance Industries, the entity that started attracting foreign money, has already attracted money from at least 6 named investors and now Google has picked up Vodafone Idea venture. This deal if goes through would sound good for struggling telecom operator in India which has some time back warned that it may wind up operations if Government of India will not support them.

Sources: multiple; Economictimes
Online and Mobile Gaming / Re: Which mobile games do you play?
« Last post by SuperAdmin on May 27, 2020, 01:40:28 PM »
I like to play Pubg now. Before this I was addicted to Candy Crush game....and that game seems to have ruled the mobile phones of many people of all age groups..
Personal Finance / A good article on Portfolio Management Services
« Last post by Mota Bhai on May 27, 2020, 01:16:13 PM »
Hello friends. I was reading Economic Times today and saw this very good article on Portfolio Managers. Do read the article...

Here is no easy way to say this. The portfolio management services industry is in a shambles. No, it's broken! It's a tale of promise belied, hopes shattered. The industry was born on the promise of superior performance -- superior to mutual funds, that is.

But what does the data say? The industry performance has been disgraceful, to say the least! We have given a table hereunder that shows you in crystal clear light, how poorly the industry has performed.

Whether you take three months, year to date, one year and three years. The returns (if one can even call them that) have been worse than putting money under the mattress. All PMS schemes are down on a three-month, year-to-date and one-year basis. Only a couple are marginally positive even on a three-year basis.

1. Extremely poor/ non-existent risk management - Nobody seems to have heard of any concept called 'stop losses'. It's just "it's a great story at Rs 4,000. It's very attractive at Rs 3,000. It's a no-brainer at Rs 2,000." Dude, you (or rather your clients) are down 50% and you are calling it a no-brainer?

2. Overly concentrated exposures in a handful of stocks - Many, if not all, had exposures to a handful of stocks. Usually financials and/or FMCGs. Both sectors have been hit at different points this year.
Concentrated portfolios may be a reasonable way to manage personal money, but absolutely no way to manage other people's money. In fact, it's downright irresponsible fund management. Nothing less.
For further reading please visit Economic Times using this link as I am not allowed to copy the full text.

Online and Mobile Gaming / Which mobile games do you play?
« Last post by xTron on May 22, 2020, 02:50:19 PM »
Hey everyone!

We know PubG has become the most played game in India and in many parts of the world. But there are still many who play other games.

So, tell - what games do you have on your Mobile Phone and which game you play the most?

I play only PUBG!!  8)
The EPFO office has published a 3-pager FAQ document on the reduction of PF contribution which was announced as a part of Covid package by Finance Minister Sitharaman.

Source: EPFO’s tweet -

Here is the document for everyone’s use:

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